Life Assurance Solutions

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Long-Term Wealth & Family Protection

Life Assurance by GRAVINSA Insurance Agencies

Secure your family's future and build lasting financial reserves with life assurance policies curated by GRAVINSA Insurance Agencies LTD.

Savings & Protection

1. Endowment Policy

GRAVINSA Insurance Agencies LTD structures dual-purpose endowment policies that combine life assurance protection with disciplined long-term capital accumulation for education or wealth goals.

What this cover entails:

  • Guaranteed lump-sum payout upon policy maturity or earlier death.
  • Partial cash payouts at interim policy intervals (e.g., every 3-5 years).
  • Tax relief benefits under current Kenyan tax regulation framework.
  • Optional critical illness and disability benefit riders.
Pure Protection

2. Term Life Insurance

Affordable, high-value financial protection over a defined policy period. GRAVINSA helps family breadwinners secure high sum assured limits at budget-friendly premiums.

What this cover entails:

  • High capital sum payout to named beneficiaries upon Death within the policy term.
  • Fixed premium rates maintained throughout the agreed policy term.
  • Mortgage protection riders to clear outstanding property loans.
  • Flexible coverage terms ranging from 5 to 30 years.
Lifetime Security

3. Whole Life Assurance

Lifetime assurance cover guaranteeing a death benefit payout to your dependents regardless of when death occurs, providing permanent family estate planning benefits.

What this cover entails:

  • Lifetime protection extending up to 100 years of age.
  • Accumulation of cash values that can be borrowed against in emergencies.
  • Estate preservation and estate tax planning benefits for legacy creation.
  • Guaranteed death benefit payouts for named beneficiaries.
Investment & Life Cover

4. Unit-Linked Insurance Plans (ULIP)

Combine financial market investments with life protection. GRAVINSA Insurance Agencies guides clients in allocating premiums into high-yielding equity and money market funds.

What this cover entails:

  • Investment portion allocated into market-linked capital growth funds.
  • Flexibility to switch funds according to market conditions and risk profile.
  • Life insurance component ensuring protection for dependents.
  • Partial capital withdrawals permitted after the initial locking period.
Life Assurance Inquiry

Plan Your Life Assurance

Select your desired life policy and send an inquiry to GRAVINSA Insurance Agencies.