Health & Medical Insurance Covers

Comprehensive Health Solutions

Quality Healthcare Protection by GRAVINSA Insurance Agencies

At GRAVINSA Insurance Agencies LTD, we secure access to top-tier healthcare facilities across Kenya and East Africa. Explore our comprehensive medical insurance benefits below tailored for individuals, families, and corporate teams.

Healthcare Assurance

Medical Insurance Overview

GRAVINSA Insurance Agencies LTD partners with premier medical underwriters in Kenya to offer flexible healthcare solutions, guaranteeing cashless admissions and rapid authorizations at top hospital networks nationwide.

What this cover entails:

  • Cashless hospital visits across major hospital networks in Kenya.
  • Pre-existing, chronic, and congenital condition coverage extensions.
  • Maternity benefits including pre/post-natal care and delivery expenses.
  • Emergency road and air evacuation services within East Africa.
Hospitalization Cover

Inpatient Care

Comprehensive protection against heavy medical expenses arising from hospital admission. GRAVINSA ensures full financial support for stay, surgeries, and specialized care.

What this cover entails:

  • Hospital accommodation charges (Ward, Semi-Private, or Private Room).
  • Surgeon, anesthetist, operating theatre, and ICU/HDU fees.
  • Prescribed drugs, diagnostic tests, pathology, and digital imaging.
  • Post-hospitalization discharge medication and follow-up consultation benefits.
Routine Medical Care

Outpatient Care

Coverage for everyday healthcare requirements. Our outpatient plans ensure seamless access to general practitioners, specialists, and diagnostic clinics without out-of-pocket stress.

What this cover entails:

  • General Practitioner and Specialist physician consultation fees.
  • Laboratory tests, X-rays, ultrasound scans, and prescribed medication.
  • Routine vaccinations, wellness checks, and preventative consultations.
  • Day-surgery procedures not requiring overnight hospital admission.
Oral Healthcare

Dental Care

Safeguard your oral health with specialized dental add-on coverage structured by GRAVINSA Insurance Agencies for routine consultations, fillings, and emergency interventions.

What this cover entails:

  • Routine dental examinations, scaling, cleaning, and polishing.
  • Tooth extractions, dental fillings, and root canal therapy.
  • Accidental dental injury restoration and emergency pain treatment.
  • Prescribed dental x-rays and oral medication benefits.
Vision & Eye Care

Optical Care

Protect your vision with dedicated optical riders covering routine eye exams, prescription frame purchases, and corrective lenses across leading optical centers in Kenya.

What this cover entails:

  • Annual eye examinations and vision testing by certified optometrists.
  • Cost of prescription spectacle lenses and designer frames.
  • Medically prescribed contact lenses and corrective optic treatments.
  • Treatment for acute eye infections and non-surgical ophthalmic conditions.
Employee Health Schemes

Corporate Health Covers

Tailored group medical schemes designed for corporate organizations and SMEs in Kenya. GRAVINSA helps employers offer high-value healthcare benefits while managing HR budgets.

What this cover entails:

  • Customizable cover limits for staff grades and eligible dependents.
  • Flexible co-pay structures and enhanced pre-existing/chronic limits.
  • Dedicated account managers for fast-track claims and biometric administration.
  • Wellness days, mental health support, and executive health screening add-ons.
Health Cover Inquiry

Request a Health Quote

Select your preferred health cover below and submit your inquiry to the GRAVINSA Insurance Agencies medical team.