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Secure your future today with personalized insurance plans that provide peace of mind and financial stability.

About Us

Protecting your present, securing your future in Kenya.

We are a dedicated and professional independent insurance agency, committed to providing comprehensive, client-focused insurance solutions across all sectors in Kenya. From personal covers like Motor, Health, Life, and Home to essential commercial policies, we partner with top underwriters to deliver optimal coverage, expert advice, and swift claims support. Your peace of mind is our priority.

To provide your best insurance solution, we must first understand your unique needs, as coverage isn't one-size-fits-all. These questions build your risk profile and coverage roadmap, helping us navigate the Kenyan market to find policies offering the perfect balance of comprehensive coverage, excellent service, and affordability.

Tailored Insurance Solutions: Understanding Your Needs

  • Current Coverage;
  • Risk Profile;
  • Budget & Premium;
  • Claim History;
  • Geographic Need;
  • Specific Needs;
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Our Services

We generally offer a diverse range of products across all categories: General (Life) Insurance and Pension.

Motor Vehicle Insurance

This is often the most common and includes covers for private cars, commercial vehicles, and motorcycles. The main types are Third Party Only (TPO), Third Party, Fire & Theft (TPFT), and Comprehensive Cover.

Health/Medical Insurance

Essential for managing high healthcare costs. It covers expenses for Inpatient and Outpatient treatment and can include features like maternity, dental, and optical care for individuals, families, and corporate groups.

Property & Fire Insurance

This protects physical assets against loss or damage from fire, theft, and other specified perils. Key products include Home Insurance (Domestic Package) for homeowners and tenants, and Fire & Perils Insurance for businesses and commercial buildings.

Life Assurance

These are long-Term policies that provide a financial payout to beneficiaries upon death of the insured or upon the policiy reaching it maturity.Types include Term Assurance, Whole life and endowment policies.

Accident & Liability Insurance

This covers risks related to personal injury and legal liabilities. Key products are Personal Accident (PA) Cover (for injury/disability), Work Injury Benefits Act (WIBA) Insurance (mandatory for employers), and Public/Professional Liability covers.

Commercial & Specialty Insurance

This focuses on protecting businesses. Examples include Marine Cargo Insurance (for goods in transit), Goods in Transit (GIT), Engineering Insurance (e.g., Contractors All Risks), and Business Interruption cover.

Pensions & Annuities

Gravinsa Insurance Agencies offers full retirement planning, including Individual Pension Plans, Occupational/Group schemes, and Annuities, for both the employed and self-employed. We also provide expert guidance on NSSF Tier 2 compliance and facilitate smooth Pension Transfers to consolidate savings.

Key Performance Indicators & Client Results

To illustrate the strength and impact of our work, the following data reflects our key performance indicators and highlights the tangible results we have delivered for our clients and stakeholders over the past period.

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Happy Clients

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Years of Experience

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Positive feedback

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Partners

What Do We Offer

Insurance Portfolio

Customized Services

We provide tailored insurance services based on your unique needs.

Continuous Improvement

We enhance clients' risk management by improving products and services.

Consistent Reliability

We build consistency and reliability through long-term partnerships and communication.

Innovative Solutions

We implement innovative solutions for market challenges.

"Operating a logistics fleet along the busy Northern Corridor means managing constant risks. Last year, two of our heavy-duty transit trucks were involved in a multi-vehicle accident near Salgaa. Gravinsa Insurance Agencies proved to be an invaluable partner—they took over the entire Comprehensive Motor Insurance claim process immediately, coordinated with the assessors, and cut through the usual bureaucratic delays. Thanks to their swift turnaround, our fleet was back on the road with minimal operational downtime."

Logistics Director, Freight Ltd

Mombasa, Changamwe

"As a rapidly scaling tech start-up in Nairobi, retaining top talent requires offering premium benefits, but balancing unpredictable corporate medical costs was becoming a headache. The team at Gravinsa stepped in and completely customized a Corporate Health Cover tailored to our budget. They structured a flexible package that includes robust Inpatient and Outpatient benefits, along with dental and optical care. Our staff can now walk into leading hospitals with complete peace of mind, knowing they are fully protected."

HR Manager, Tech Start-up

Nairobi, Westlands

"We experienced an unexpected electrical fault that triggered a small fire in our secondary sorting warehouse, endangering our agricultural stock. Fortunately, Gravinsa had previously guided us to set up a comprehensive Property & Fire Insurance package. Their claims management and advocacy team acted as our fierce defenders, working directly with the underwriters to ensure our claim was evaluated fairly and paid out promptly. They saved our wholesale business from what could have been a catastrophic financial loss."

Operations Manager, Agri-Wholesale

Eldoret, Industrial Area

"Navigating the recent regulatory transitions for NSSF Tier II compliance was incredibly complex for our board of trustees. Gravinsa Insurance Agencies stepped in with expert corporate advisory, seamlessly auditing our structures and facilitating smooth pension transfers. Beyond compliance, they helped us establish robust Individual Pension Plans and occupational schemes that genuinely protect our employees' long-term financial security. Their deep grasp of Kenyan financial regulations is exceptional."

Managing Trustee, Sacco Society

Kisumu, Milimani

"In the manufacturing sector, workplace safety is everything, but accidents can still happen. We needed an agency that understood the strict requirements of the Work Injury Benefits Act (WIBA). Gravinsa didn't just sell us a policy; they evaluated our facility's risk profile and designed a blended WIBA and Employers Liability Insurance structure. This safeguards our factory workers against workplace injuries while fully insulating our company from crippling legal liabilities. They are true masters of commercial coverage."

Factory Owner, Manufacturing Corp

Thika, Section 9

"Importing heavy industrial equipment from overseas involves massive capital risk, and standard shipping warranties rarely provide enough security. Gravinsa arranged a bulletproof Marine Cargo Insurance policy that covered our machinery from the foreign port all the way through offloading at Kilindini Harbour and transit to Nakuru. Knowing that our goods in transit are fully insured against theft, damage, or maritime loss allows us to execute international supply chains with absolute confidence."

Supply Chain Lead, Engineering Ltd

Nakuru, Town Centre

"When looking into Life Assurance and Personal Accident covers to secure my family's future, I was overwhelmed by the complicated fine print used by most brokers. The agents at Gravinsa were a breath of fresh air. They took the time to explain everything using simple Swahili and English, breaking down the differences between Whole Life, Term, and Endowment policies. I walked away with a tailored plan that perfectly balances affordability with comprehensive coverage for my children's education."

High School Principal / Private Client

Nyeri, King'ong'o

"Hospitality operations come with unique risks—from guest injuries on-property to unexpected burglary threats during off-seasons. Gravinsa took the time to understand our eco-resort's specific location dynamics and structured a tight Public Liability and Burglary Insurance package. Their proactive risk management advice has helped us lower our risk footprint, allowing our resort management to focus entirely on delivering world-class experiences to our domestic and international tourists."

General Manager, Eco-Resorts

Diani, South Coast

"Organizing regional sports tournaments and out-of-county academic trips requires strict safety nets for our students. We engaged Gravinsa to roll out a Student Personal Accident Cover for our entire student body. Not only did they negotiate highly competitive group premiums with leading underwriters, but they also ensured that the claim filing process for parents is straightforward and completely free of hidden delays. They have truly become an indispensable part of our school's risk planning."

Administrator, International School

Machakos, Central

"With multiple retail branches across western Kenya, managing physical cash-in-transit and protecting against inventory shrink is a constant challenge. Gravinsa protected our retail chain by combining a strict Money Insurance policy with a robust Fidelity Guarantee cover. Their ongoing policy reviews ensure that our coverage limits always grow alongside our expanding revenue streams. They operate with absolute reliability, consistency, and a deep understanding of retail business vulnerabilities."

Finance Controller, Supermarket Chain

Kakamega, Kakamega-Webuye Rd

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Get In Touch

We’re here to assist you with exploring the best choice.

Contact Details

  • Trio Complex Center,3RD Floor, Off Exit,7 Thika Rd, Nairobi
  • Email: gravinsainsuranceagencies@gmail.com
  • Address: P.O Box 35543-00100 Nairobi,Kenya
  • Office Email: info@gravinsainsurance.co.ke
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